Empowering You, Protecting What's Important.

Jepsen Insurance Group

Your home isn’t just where you live—it’s where life happens. From first steps to backyard BBQs, it’s the space that holds your memories, your belongings, and your sense of security. At Jepsen Insurance Group, we help families across Forest Lake, the Twin Cities, and surrounding areas protect their homes with personalized homeowners insurance that covers more than just the structure.

We believe your policy should reflect how you live. That’s why we take the time to understand your property, your lifestyle, and your long-term goals before recommending a plan. Whether you’re purchasing your first home, refinancing, or simply reviewing your coverage, we’ll make sure you’re getting the protection you need—without paying for what you don’t.

Our homeowners insurance policies typically include:

• Dwelling coverage for damage to the structure of your home from fire, storms, or other covered events.

• Personal property protection for furniture, electronics, appliances, clothing, and other belongings.

• Liability coverage if someone is injured on your property or if you accidentally cause damage to someone else’s.

• Additional living expenses to cover temporary housing if your home becomes unlivable due to a covered loss.

• Custom add-ons like jewelry riders, identity theft protection, water backup, or equipment breakdown.

We partner with top-rated national and regional carriers to compare multiple homeowners insurance options on your behalf—ensuring you get reliable coverage at an affordable price. As a local independent agency, we advocate for you, not the insurance companies.

Living in Minnesota comes with unique risks, from heavy snow loads and frozen pipes to summer storms and rising property values. Our Forest Lake team understands what local homeowners face and can help you avoid gaps in coverage that online quote engines often miss.

We’re not just here when you sign your policy—we’re here for every question, change, and claim. You can expect responsive customer service, clear answers, and personalized support every step of the way.