Empowering You, Protecting What's Important.

If your business relies on the road, you need more than a driver’s license and a full tank of gas—you need insurance that’s built for commercial use. At Jepsen Insurance Group, we help protect the vehicles that keep your business moving. From delivery vans and service trucks to fleet vehicles and specialty autos, we provide tailored commercial vehicle insurance solutions for businesses across Forest Lake, the Twin Cities, and throughout Minnesota.

 

Commercial auto insurance is different from personal auto coverage. It’s designed to account for higher liability risks, business-specific use, and the unique exposures that come with operating vehicles for work. Whether you’re a contractor hauling tools to job sites, a florist delivering arrangements, or a business owner with a branded company car, our goal is to make sure you’re covered from every angle.

 

Our commercial auto policies can include:

 

• Liability coverage for bodily injury and property damage

• Comprehensive and collision to protect your vehicle from accidents, theft, or damage

• Hired and non-owned vehicle coverage for rental cars or employee-owned vehicles used for work

• Uninsured/underinsured motorist protection

• Medical payments coverage

• Trailer and equipment coverage for attached tools or gear

• Roadside assistance and rental reimbursement

 

Because we’re an independent agency, Jepsen Insurance Group compares plans from multiple top-rated carriers. We take time to understand how you use your vehicle, what your coverage needs are, and how to help you meet state requirements while controlling costs.

 

If you have more than one business vehicle, we can also help you set up a fleet policy or manage certificates of insurance for subcontractors and vendors.

 

Minnesota businesses often operate in tough weather, busy traffic, and a wide range of conditions—from the Twin Cities to rural highways. With that in mind, we make sure your policy includes the right limits, endorsements, and support so you’re never left unprotected.

 

You work hard to build and grow your business—don’t leave it exposed when your team is behind the wheel.